Interested in an apartment? We have dozens of properties for sale that we can offer you to match your requirements.
Sgula Real Estate: over 30 years of success in real estate brokerage in Haifa, with a reputation built on reliability, professionalism and unmatched service. We specialize in tailored real estate solutions, with close guidance at every stage of the process, from the search to closing the deal. Our vision is to give every client the perfect answer to their needs, whether buying or selling a property. Thanks to the deep knowledge and experience we've gained over the years, hundreds of clients have chosen us as their partners and found the property they dreamed of. We're here to make sure you, too, enjoy quality service and the smoothest process there is.
Agent and mediator, specializing in negotiation and sales
I'm Ruti Weinberger. I run a real estate agency in Haifa and on the Carmel, with hundreds of deals behind me. I specialize in negotiation and hold a mediation certificate. The values that guide me are integrity, reliability and full dedication to my clients, so that your deal is safe and successful.
Agent and advertising and digital marketing specialist
A real estate agent and digital marketing specialist who combines years of real estate knowledge and experience with advanced advertising, photography and design tools, to give every property maximum exposure, a real edge and proven results.
A family real estate agency working in Haifa and on the Carmel since 1990. Ruti and Nir Weinberger guide sellers and buyers, from the valuation to the signing.
Among the properties we've sold: a villa on Shlonsky St. in Denya, a 4-room apartment on WIZO St. in Carmelia and a penthouse on Harel St. in Romema.
Ruti Weinberger (agent license no. 313853) and Nir Weinberger (agent license no. 3175220) are licensed real estate agents.
Ruti, with over 30 years in real estate in Haifa and on the Carmel, is a negotiation specialist with a mediation certificate.
Nir handles the photography, advertising and marketing of every property, on the site, on Yad2, on Madlan and on Facebook.
Ahuza, Denya, Carmelia, Romema, Neve Sha'anan, Carmel Center and more: each neighborhood has a guide on the site with our properties there.
Haifa's strongest and most sought-after areas: quality of life, the right location and real potential. Compare the neighborhoods in our guide
Neighborhood life in the heart of the Carmel
Green, quiet and low-rise
History and urban character
A neighborly feel and open views
Green streets, close to the center
Culture, cafés and city life
A diverse neighborhood near the Technion
Central, with green open spaces
Living on the Carmel ridge
Reviews
Clients tell the story of the road we traveled together.
Nir and Ruti guided us both in buying and in selling our apartment. Everything happened fast, they brought a great many potential buyers and were very professional! I highly recommend Sgula Real Estate! Thank you! (translated from Hebrew)
Ruti showed professionalism, dedication and complete commitment to getting the maximum price for the property. Thanks to her skills, her endless patience and presenting the property with all its advantages, she found an excellent buyer and an excellent price. Ruti combines rare reliability with outstanding communication. I warmly recommend Sgula Real Estate, and Ruti in particular. (translated from Hebrew)
Ruti and Nir guided us to a successful purchase, with mediation skills that brought all sides to the best deal possible. They matched us with an apartment that fit our needs and budget exactly, with courtesy, professionalism and warmth. A thousand thanks, you're champions (translated from Hebrew)
Questions and answers
Short answers to the questions that come up on the way to buying or selling an apartment in Haifa.
Start with tidying, cleaning and small repairs, and only then take photos. Clear out belongings so the rooms look large and bright, fix obvious defects such as taps, handles and paint, and prepare the Land Registry extract, permits and details about the building committee and arnona in advance. A buyer who gets answers quickly moves forward faster.
All the steps, documents and costs are in the guide selling an apartment in Haifa (in Hebrew).
An apartment's value is set by deals actually made for similar apartments in the same neighborhood and on the same street, not by the prices in listings. The floor, view, the condition of the apartment and the building, an elevator, parking and urban renewal plans also matter. You can see deal prices on the government's Nadlan Net website.
With us you can request a home valuation in Haifa free of charge, and within 48 hours we'll get back to you with a price range and an explanation.
With an exclusive listing, one agent is responsible for all the marketing: one price in every ad, planned photography and advertising, filtering out irrelevant inquiries and keeping you updated. The agent also works with other agents, so the apartment reaches more buyers.
By law, an exclusive listing is given in a separate document, and for selling an apartment it lasts six months at most. During that period the agent must carry out marketing activities. Before signing, it's worth agreeing in writing what will be done and when. We cover this in how to choose a real estate agent in Haifa (in Hebrew).
According to the Bank of Israel, for a sole apartment the bank can finance up to 75% of the price, so you need a down payment of at least 25%. For a replacement apartment (upgrading) financing is up to 70%, and for an investment apartment up to 50%. The down payment also needs to cover the extra costs, such as purchase tax, a lawyer and a home inspection.
It's worth getting a mortgage approval in principle before you start looking. All the steps are in the guide buying an apartment in Haifa (in Hebrew), and our properties are on the apartments and houses for sale in Haifa page.
Someone buying their only apartment pays no purchase tax on the part of the price up to ₪1,978,745. Above that the tax rises in brackets: 3.5% up to ₪2,347,040, and 5% up to ₪6,055,070. On an apartment of ₪2,400,000, for example, the tax is ₪15,538. Someone buying an additional apartment pays 8% from the first shekel, and 10% on the part above ₪6,055,070. These brackets are valid until 15.1.2028.
To calculate it for your deal, there's the Tax Authority's purchase tax simulator (in Hebrew). Buying part of an apartment? Read also a third of an apartment and purchase tax (in Hebrew).
Someone selling their only home, after owning it for at least 18 months, is usually exempt from capital gains tax up to a price of ₪5,008,000 (as of 2024–2027). Tax is paid on the part above that ceiling. When there's no exemption, the tax is usually 25% of the real gain, after deducting expenses such as renovation, the agency fee and the lawyer.
The calculation, the exemptions and the payment deadlines are explained in the guide capital gains tax on selling an apartment (in Hebrew).
The Sgula Journal
Guides and insights on buying and selling an apartment in Haifa (in Hebrew)
Selling an apartment
Selling an apartment in Haifa step by step: valuation, documents, marketing, negotiation and contract, and what the seller pays: capital gains tax, betterment levy, agency fee and lawyer.
Selling, buying or just starting to look? We're here.
We use your details only to get back to you. Privacy policy
